Totality clients can open foreign currency sub-accounts at no cost, giving them greater flexibility in managing international investments and FX exposure. Currency conversion fees only apply when transferring funds into or out of these sub-accounts, and are capped at ±0.45%

It’s easy - just open your Totality account and follow the prompts

Absolutely—you’re allowed to move stock or bond positions between your Totality sub-accounts at no cost. To do so, simply submit a Position Movement request via the platform. Just make sure any related orders are cancelled before initiating the transfer.

• Name held in
  
  • Custody: Stocks held under custodian - Totality Wealth Limited HIN: AU stocks held under the client's name.

• Corporate Actions
  
  • Custody: Online on the platform.
  • HIN: AU stocks will receive correspondence on corporate actions via paper mail.
• Voting rights
  
  • Custody: None
  • HIN: Given voting rights.
• Current commissions
  
  • Custody: AUD 5 minimum
  • HIN: AUD 14.90 minimum
  • For the prevailing costs/commissions, please always refer to the to the trading conditions in the platform. The rates above are subject to change.
• Dividend
  
  • Custody: Will be allocated to Totality trading account.
  • HIN: Will be allocated to your nominated external bank account.

See full details on Custodian and HIN accounts, please see Support here.

Custody fees for stocks, ETFs/ETCs and bonds

Totality applies an annual custody fee to accounts holding international stocks, ETFs/ETCs, and bonds. However, ASX-listed shares and bonds are exempt from this fee.

For transfers of Stocks to your account outside Totality, an exit fee will be charged. The fees are as follows:

• DK Stocks: 25 EUR per ISIN (max. 100 EUR)
• Other Stocks: 50 EUR per ISIN (max. 160 EUR)

Totality may charge taxes or fees on corporate actions like stock dividends, mergers, or spin-offs. These are debited from your account when applicable.

Totality uses Smart Order Routing (SOR) to scan multiple venues—including exchanges and MTFs—to secure the best price, fastest execution, and highest fill rates for equity trades, with no Payment for Order Flow conflicts. ETFs as margin collateral

 You could use a part of your stock/ETF value as margin collateral to increase exposure in forex, CFDs, and futures. Collateral rates vary by asset rating—top-rated instruments allow up to 75%.