Industry-leading prices

The FX conversion fees only apply when you transfer money in or out of your foreign currency sub-account. We charge no more than plus/minus 0.45 percent in currency conversion fees.

It is free to open a sub-account in another currency for Totality clients. Receive more control over your international investment and FX cost by using a sub-account.

Yes, you can transfer a stock and/or bond position from one sub-account to another. A Position movement between Sub-accounts ticket is required. Totality does not charge for the service.
‍

CHESS (Clearing House Electronic Sub-register) is ASX’s share transaction and settlement system. A unique Holder Identification Number (HIN) is allocated to anyone with CHESS-sponsored shares.

Custody means when trading ASX Stocks, ETFs, ETCs and Bonds with Totality Wealth Limited in a custody share trading account, Saxo Bank A/S is acting as the custodian of the assets. These assets are held on your behalf by Saxo Bank’s sub-custodian Citibank, under Totality Wealth Limited.
‍

Pre-market and after-hours trading sessions refer to the time leading up to and following an exchange’s formal opening hours.

Totality offers pre-market and after-hours trading access to the major US exchanges, including New York Stock Exchange, Nasdaq, American Stock Exchange and Bats BZX.

Most stocks listed on these exchanges are eligible for pre-market and after-hours trading, however their availability is determined by the order volume.

When buying or selling an ETF, brokerage fees typically come into play. These fees are charged by the brokerage firm facilitating the transaction.Here's a breakdown of what you might encounter:    
Trading Commissions: This is a fee per trade, though many brokers now offer commission-free ETFs.     
Account Maintenance Fees: Totality does not charge account maintanance fees. Some brokers charge for managing your account, regardless of trading activity.  
Other Potential Costs: Depending on your broker, there may be additional fees, such as for inactivity. Totality does not charge inactivity fees.

It's essential to review your broker’s fee schedule to understand all potential costs associated with ETF transactions.

Once you’ve sold your shares, there’s a settlement period of two to three days before your funds become available for withdrawal. During this waiting period,the proceeds from the sale will show up as a credit in your account. As soon as the transaction has settled, your cash withdrawal will be sent to your nominated bank account.

You can open a Totality account for free, and it only takes a few minutes to set up. There's absolutely no obligation to deposit funds or make any trades once your account is active.